HDB Sales Proceeds Calculator 2026

Your HDB Sale

Reference rates

CPF accrued interest (all loan types)2.5% p.a.

HDB concessionary loan rate2.6% p.a.

Agent commission (standard)2% + 9% GST

Expected sale price ($)

Outstanding loan balance ($)

Find this on your HDB loan statement or bank statement

CPF principal withdrawn ($)

From MyHDBPage → My Flat → Financial Information

CPF accrued interest

CPF accrued interest ($)

From MyHDBPage → Financial Information → Accrued interest

Year of purchase

Estimated interest

Estimated at 2.5% p.a. compound on CPF principal. Check MyHDBPage for exact figure.

Legal fees ($)

Typical range: $1,800–$5,000

HDB admin fees ($)

$40–$200 resale fee + $120 processing = up to $320

Your Net Proceeds

Enter your sale price to see results.

Buyer Stamp Duty Calculator — For Your Next Property

BSD must be paid in cash — it cannot come from CPF. Enter the purchase price of your next property.

Condo / property purchase price ($)

Want Charles to run these numbers for you?

Tell him your flat type, year bought, and rough sale price — he’ll work out your exact CPF refund, net proceeds, and which condo budget you’re actually working with.

Free consultation — one message